Dosh 1.8.3

The Dosh app functions as a comprehensive financial tool designed in New Zealand, enabling users to conveniently spend, save, and borrow money. It emphasizes a user-friendly experience by focusing on life beyond traditional banking.

Note that Dosh is not a registered bank; however, user funds are securely held at an authorized banking institution within New Zealand, ensuring compliance with local financial regulations.

WITH DIGITAL BORROWING OPTIONS

• Offering accessible and competitive home loan options through a fully digital application process.
• Facilitating the transfer of existing home loans or assisting users in obtaining new property financing efficiently and seamlessly.
• Providing a straightforward process for both Dosh home loans and personal loans, designed for ease of access and quick approval.

ACHIEVE YOUR SAVINGS OBJECTIVES

• Earn competitive interest rates on savings balances, encouraging growth whether through active management or set-and-forget strategies.
• Unlimited withdrawals are available without incurring fees or facing complex restrictions.
• Set personalized savings goals and monitor progress through intuitive tracking tools.
• Funds are protected as they are held in trust with a registered New Zealand bank, ensuring security and compliance.

SIMPLIFY HOW YOU MANAGE AND EXPEND YOUR FUNDS

• Use Stash accounts to organize finances, allocate money for regular expenses, and simplify budgeting.
• Personalize account details by selecting preferred colours and emojis for easy identification.
• Utilize the Dosh Visa Debit Card for everyday transactions, earning rewards and enjoying the convenience of Tap & Go payments at any Visa-enabled retailer in New Zealand or online merchant worldwide.

ADDITIONAL INFORMATION

• You must be at least 13 years old to use Dosh; detailed terms and conditions are available in our Privacy Policy at Dosh.nz.
• All payment activities within the Dosh platform are free of charge; however, some merchants may impose fees for debit card transactions passed onto consumers.
• Dosh is operated by MCA Investments Limited, a registered company in New Zealand (NZBN 9429048713511), accredited as a financial services provider (FSP1000801). Full terms and conditions can be reviewed at https://www.dosh.nz/terms-conditions.